HOUSING & DEVELOPMENT BANK
HDBK

EGX

Current Price
EGP
EGP (%)
Price Upon Recommendation
55.53 EGP
Target Price from Recommendation

66.64 EGP

+20.00%
Holding Period

More than 12 months

Final Recommendation

Buy stock at the current price

Valid Until

March 16, 2026 at 1:24:55 AM

Risk Assessment

Medium

Confidence Score

85.00%

Potential Growth

20.00%

Investment Reason

Housing & Development Bank (HDBK) has demonstrated robust financial performance, marked by consistent profitability and a strong balance sheet. The bank's strategic focus on housing finance positions it advantageously within Egypt's growing real estate sector.

Overview
Recent Performance

Over the past year, HDBK's stock price has increased by approximately 167.3%, outperforming the EG Banks industry average of 54.8%.

Economic Factors

The Egyptian government's initiatives to promote housing and infrastructure development are expected to benefit banks like HDBK that focus on housing finance.

Competitive Positioning

HDBK's specialization in housing and development finance, coupled with its extensive experience, provides a competitive edge in Egypt's banking sector.

Analysis Summary

HDBK's strong financial performance, strategic focus on housing finance, and favorable economic conditions make it a promising investment opportunity.

Key Points
  • Strong financial performance with consistent profitability.
  • Strategic focus on housing finance in a growing market.
  • Outperformed industry averages over the past year.
  • Favorable economic conditions supporting growth.
Recommendations